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Lending · Residential, Commercial, Bridge

Funding
that moves
at deal speed.

At Rhino Cove, we provide tailored commercial and residential loans built around your business. Our specialists navigate the financing journey with you, from soft pre-approval to wired funds.

Apply for a loan Run the calculator
Today's indicative rates
30-yr fixed (residential)6.85%
DSCR investor (1.25x)7.40%
Commercial bridge · 12mo9.25%
SBA 7(a) · prime + 2.2510.75%
Rates updated 9:14 AM ET · For illustration only · Subject to credit review
Loan products

Built for every kind
of closer.

From a first home to a 200-unit acquisition, we keep one underwriting team accountable through closing, no broker hand-offs.
Residential

Discover your pathway to homeownership with tailored loan options. Whether a cozy cottage or modern dwelling, we ensure a seamless process.

  • Conventional, FHA, VA, jumbo
  • Fast pre-approval (24h)
  • Refinance + cash-out
  • First-time buyer programs
From
6.85%
Up to
$3M
Start application
Commercial Most popular

Tailored commercial loans that cater to your business needs. Multifamily, industrial, retail, office, hospitality, our specialists structure the deal.

  • Acquisition, refinance, construction
  • Agency, CMBS, SBA, balance-sheet
  • $1M, $250M+ deal sizes
  • Term sheets in 5 to 7 days
From
6.10%
Up to
$250M
Talk to a specialist
Bridge & Hard money

Speed-first capital for fix & flip, BRRRR, and short-hold acquisitions. Fund in days, not weeks.

  • Up to 90% LTC, 75% ARV
  • 6 to 24 month terms
  • Asset-based · light docs
  • Close in 7 to 14 days
From
9.25%
Up to
$25M
Start application
Get pre-approved

5 questions.
Soft pull. No fees.

Tell us about the deal. A loan specialist responds in under 4 hours during market hours, with two indicative term ranges to compare.

Soft credit check only
No impact to your score.
No application fees
Pay only on funded loans.
Real human in <4 hours
During US market hours, M, F.
Loan type
Loan amount
Property state
Time to close
Brief description (optional)
Full name
Email
By submitting, you authorize a soft credit pull and consent to be contacted by a Rhino Cove loan specialist. We don't sell your data.
What to expect

From inquiry to funded.

A typical commercial bridge takes 11 days end-to-end. We tell you what's needed up front and don't surprise you at the table.
1

Inquiry

Day 0, submit form, soft pull, specialist assigned.

2

Term sheet

Days 1 to 3, indicative terms, lender match, sign LOI.

3

Diligence

Days 4 to 7, appraisal, title, financials, our underwriting.

4

Approval

Days 8 to 10, final commitment, loan docs to closing agent.

5

Funded

Day 11, wire sent. Welcome to the network.